TRC-20 · UPI settlement network

Earn in USDT. Spend in INR.

Deposit USDT, create an INR payment order, and have it fulfilled through TetherPay's verified settlement network. Pay anyone in India with stablecoin — no bank account needed.

91.50INR / USDT 0.12
Rate locked at quote Avg. 4 min settlement UPI ready
Available balanceUSDT
1,248.5040
+ 86.3200 reserved in 2 orders
Latest order Completed
54.6448 USDT₹5,000.00
109.2896 USDT₹10,000.00
27.3224 USDT₹2,500.00
Rate locked₹91.50 / USDT
TP-9F2Arent@okaxis₹15,000.00· just now
TP-7C1Bvendor@paytm₹4,200.00· 32s ago
TP-4A8Dfamily@ybl₹850.00· 1m ago
TP-2E5Csupplier@ibl₹27,500.00· 2m ago
TP-8B3Ffriend@apl₹1,200.00· 3m ago
TP-6D1Eshop@oksbi₹640.00· 4m ago
TP-1A9Boffice@ybl₹38,000.00· 6m ago
TP-5F4Ccafe@paytm₹320.00· 7m ago
TP-3E7Adelivery@okaxis₹95.00· 8m ago
TP-9B2Dtuition@ibl₹12,500.00· 9m ago
TP-9F2Arent@okaxis₹15,000.00· just now
TP-7C1Bvendor@paytm₹4,200.00· 32s ago
TP-4A8Dfamily@ybl₹850.00· 1m ago
TP-2E5Csupplier@ibl₹27,500.00· 2m ago
TP-8B3Ffriend@apl₹1,200.00· 3m ago
TP-6D1Eshop@oksbi₹640.00· 4m ago
TP-1A9Boffice@ybl₹38,000.00· 6m ago
TP-5F4Ccafe@paytm₹320.00· 7m ago
TP-3E7Adelivery@okaxis₹95.00· 8m ago
TP-9B2Dtuition@ibl₹12,500.00· 9m ago
₹0 Cr+
Total settled volume
across customer orders
0 min
Avg. settlement time
order to INR delivered
0
Verified agents
across 18 states
0%
Uptime (90d)
all systems operational

Built on trusted infrastructure

TRONEthereumBNB ChainNPCI UPITronscanEtherscanCloudflareSupabase
What you can do

Three steps from USDT to INR

TetherPay turns a stablecoin balance into real INR payments — verified by humans, locked by math.

TRC-20 native

Deposit USDT

Send on to the central TetherPay wallet. Submit your hash and managers verify on-chain before your is credited.

Learn more
UPI ready

Create INR payment

Scan any QR or enter a ID. We reserve the exact from your available balance and lock the rate at time.

Learn more
Verified network

Settle instantly

A verified agent fulfils your payment in INR. On manager approval, the order completes and your receipt is generated.

Learn more
How it works

Customer → wallet → agent settlement

A clear, auditable flow from your USDT deposit to the recipient's UPI inbox. No magic, just verified steps.

1

Deposit & credit

You deposit to the and submit the hash. Operations verifies on-chain and credits your internal .

2

Order & reserve

You create an INR payment order. We reserve the from your available balance and snapshot the rate so it is locked at time.

3

Agent fulfils & settles

A verified agent pays your recipient via and submits proof. Operations approves, and the agent is settled in with .

Network chooser

Pick the right chain for your deposit

Compare fees, speed, and reliability across supported USDT networks. TRC-20 is recommended for most deposits — lowest cost, fastest settlement.

Cost preview

TRC-20
USDT
You deposit1000.00 USDT
Network fee1 USDT
Credited to ledger999.00 USDT
Speed
1m
Reliability
99.9%
Fee
1U

Lowest fees and fastest confirmation. Recommended for USDT deposits.

Always confirm the network matches your wallet. Cross-network sends can result in permanent loss of funds.

Blockchain network status

Deposit calculator

Know exactly what to send

Enter your target credit amount and we'll show what to send — accounting for network fees and referral credits. No surprises.

Deposit planner

Live
USDT

Send breakdown

You receive1,000.0000 USDT
Network fee+1.00 USDT
You send (total)1,001.0000 USDT
Composition of what you send0.10% fee
Credit Fee
Estimated time~1 min

Illustrative. Actual fees vary by network congestion. Snapshot rates are locked at order creation (PRD §24.1).

Live rate calculator

See exactly what you'll pay

Enter an INR amount to get a transparent quote. The rate is snapshotted and locked the moment you confirm a payment order.

Live quote
Available balance1,248.5040 USDT

Rate locked at quote time — never changes after confirmation.

Quote breakdown

05:00
Enter an amount to see your quote

Rates are illustrative and subject to change. Snapshot rates are locked at order creation. (PRD §24.1)

How rates work

One INR amount, three perspectives

The customer pays a rate. The agent settles at a rate. The spread between them (plus fees, minus commission) is how the platform sustains itself.

You pay
₹5,000
INR amount
₹91.5 / USDT
USDT debited
54.6448
from your ledger

The customer quote rate (₹91.5/USDT) is locked the moment you confirm. Market moves after that don't change your debit.

Customer rate
₹91.5
INR per USDT you pay
Agent rate
₹91
INR per USDT agent gets
Commission
1.5%
agent tier reward
Rate history

Track INR/USDT over time

Historical rate trend with range selector. The rate at order creation is always locked — this chart shows how the market moves between orders.

Current rate
91.01
-0.18 (-0.20%)
Period low
₹90.89
lowest rate
Period high
₹91.22
highest rate
Period avg
₹91.09
average rate

Illustrative data. Snapshot rates are locked at order creation (PRD §24.1).

Rate comparison

See how TetherPay stacks up

Compare the effective USDT you'd receive for the same INR amount across popular rails. Rates are illustrative — actual market rates fluctuate.

INR
Source
Rate
You receive
TetherPayLOCKED
91.50
546.4481
Binance P2P
90.80
550.11013.6620
WazirX
90.20
553.21516.7670
Coindcx
89.90
555.33938.8912
Bank wireBEST*
88.50
562.146915.6988

*“Best” reflects the highest net USDT for the entered amount. TetherPay's rate is locked at quote time; other rails may move before you settle. Comparison is illustrative.

For agents

Provide INR liquidity. Earn in USDT.

Agents pay recipients via their own UPI channel and are reimbursed in USDT plus commission. Illustrative earnings below — not guaranteed.

Reimbursed in USDT
base + commission
Tier-based rates
1.50% → 2.00%
Partner rewards
5% on referrals
Apply to become an agent

Earnings estimator

Illustrative
/ USDT
Est. monthly earnings
5,576.92USDT
incl. ₹7,500.00 commission
Est. yearly earnings
66,923.08USDT
at current volume & tier

Illustrative only — not guaranteed. Earnings depend on order availability, tier, and rate configuration.

Agent tiers

Earn more as you scale

Three commission tiers reward verified agents for volume, reliability, and tenure. Upgrade automatically as you qualify — no applications, no fees.

Standard

For new agents getting started

1.50%commission
Free monthly · Standard queue
  • 1.50% commission on every order
  • Access to the public order marketplace
  • Standard payout processing (24h)
  • Basic analytics dashboard
  • Community support
Apply as Standard
Popular

Trusted

For proven agents with volume

1.75%commission
Free monthly · Priority queue
  • 1.75% commission on every order
  • Priority access to high-value orders
  • Priority payout processing (4h)
  • Advanced analytics + performance insights
  • Dedicated support channel
  • Partner referral rewards (5%)
Apply as Trusted

Premium

For top-performing agents

2.00%commission
Free monthly · Instant
  • 2.00% commission on every order
  • Instant order pre-claim (5s window)
  • Instant USDT payouts
  • Full treasury + reconciliation reports
  • White-glove support + account manager
  • Partner referral rewards (5%)
  • Co-branded settlement pages
Apply as Premium
Tier upgrades are automatic based on verified order volume + reliability score. No manual applications.
Agent leaderboard

Top agents by volume

Verified agents ranked by INR settled. Premium and Trusted tiers dominate the top spots — commission scales with volume.

#
Agent
Earnings
PS
Priya Sharma
Premium
9,640.1200 USDT
up
AM
Arjun Mehta
Premium
8,360.4400 USDT
up
VR
Vikram Reddy
Trusted
5,670.1800 USDT
same
4
AI
Ananya Iyer
Trusted
5,057.5000 USDT
up
5
RG
Rohit Gupta
Trusted
4,217.2500 USDT
down
6
SP
Sneha Patel
Standard
2,790.0000 USDT
up
7
KS
Karan Singh
Standard
2,460.0000 USDT
same

Leaderboard is illustrative. Agent identities are anonymized in production. Rankings refresh daily.

Compare agents

Side-by-side agent tier comparison

Pick two agent profiles and compare their commission, volume, perks, and limitations head-to-head.

Compare
vs
New agent
Standard
Commission rate1.50%
Monthly volume range₹0 – ₹10L
Completion rate98%+
Payout processing24h
Partner reward5% on referrals
Perks
  • Public marketplace access
  • Basic analytics
  • Community support
Limitations
  • Standard payout queue
  • No pre-claim window
Proven agent
Trusted
Commission rate1.75%
Monthly volume range₹10L – ₹50L
Completion rate99%+
Payout processing4h
Partner reward5% on referrals
Perks
  • Priority high-value orders
  • Advanced analytics
  • Dedicated support channel
  • Partner referral rewards
Limitations
  • No instant payouts
Tier upgrades are automatic — based on verified 30-day volume + completion rate. No manual applications.
Agent withdrawals

Plan your USDT payout

Agents request USDT payouts to an external wallet. Estimate the network fee and what you'll actually receive — before you request.

Withdrawal request

Estimator
USDT
USDT

Payout breakdown

Withdraw amount50.0000 USDT
Network fee−1.00 USDT
You receive49.0000 USDT
Balance before
55.7692 USDT
Balance after
5.7692 USDT
NetworkTRON (TRC-20)
Estimated time~1 min
Fee as % of withdrawal2.00%

Payouts are reviewed and sent manually by treasury. Reimbursement + commission must clear before requesting.

Live marketplace

Watch orders settle in real time

A peek at the TetherPay order marketplace — available INR payment orders waiting for verified agents, and orders moving through the settlement pipeline.

Order stream

auto-updating
TP-9F2ACompleted
rent@okaxis
agent: priya-s · 2m ago
₹15,000.00
163.9344 USDT
TP-7C1BVerifying
vendor@paytm
agent: arjun-m · 5m ago
₹4,200.00
45.9016 USDT
TP-4A8DAssigned
family@ybl
agent: vikram-r · 1m ago
₹850.00
9.2896 USDT
TP-2E5CAvailable
supplier@ibl
awaiting claim · just now
₹27,500.00
300.5464 USDT
TP-8B3FAvailable
cafe@paytm
awaiting claim · 12s ago
₹320.00
3.4973 USDT
TP-6D1EAvailable
tuition@oksbi
awaiting claim · 34s ago
₹12,500.00
136.6120 USDT
3
Available
2
In flight
1
Completed
38
Active agents
Marketplace volume
₹60,370.00
across 6 visible orders
Available
3
Assigned
1
Verifying
1
Completed
1
Orders expire after 10:00 if unclaimed
The customer app

A fintech-grade dashboard, built for clarity

Liquid-glass surfaces, realtime order tracking, and a ledger-first balance you can trust. This is a live preview of the in-app experience.

app.tetherpay.fun/dashboard
AvailableUSDT
1,248.5040
+ 86.3200 reserved
Recent activityView all
rent@okaxis
TP-9F2A · 2 min ago
₹15,000.00
163.9344 USDT
shopkeeper@paytm
TP-7C1B · 8 min ago
₹2,500.00
27.3224 USDT
friend@ybl
TP-4A8D · 14 min ago
₹750.00
8.1967 USDT
Order
TP-7C1B
Verifying
Recipientshopkeeper@paytm
Amount₹2,500.00
USDT debit27.3224 USDT
Order created
14:02
Funds reserved
14:02
Agent claimed
14:05
Payment submitted
14:08
5
Manager verifying
6
Payment confirmed
Rate locked₹91.50 / USDT
Treasury & metrics

A transparent window into the network

Illustrative treasury metrics — settled volume, deposit vs payout flow, and operational KPIs. In production, these feed from the ledger in real time.

30d settled volume+18.4%
₹548.2 Cr
USDT in treasury+4.2%
184,920
Active agents+62
1,240
Avg. settlement-0.3 min
4.2 min

30-day settled volume

INR (Cr)

7-day flow

Deposits Payouts

Figures are illustrative for product preview. Production metrics are sourced from the append-only ledger (PRD §9).

Why TetherPay

Not a bank. Not an exchange. Something better for cross-asset payments.

A focused settlement layer that moves USDT to INR without holding your rupees or acting as a trading venue.

Feature
TetherPay
Recommended
Bank wire
Crypto exchange
Settlement speed
~4 min
Hours–days
10–30 min
Holds INR deposits
No
Yes
Yes
Rate locked at quote
Yes — snapshot
Variable
Market moves
UPI-native
Yes
Partial
No
Custody model
Ledger entry
Bank-held
Exchange-held
Manual on-chain verify
Yes
N/A
Automated only
Per-order audit trail
Full
Limited
Limited

Comparison is illustrative. TetherPay is not a bank or a regulated exchange; it coordinates verified USDT deposits and INR payments through a managed agent network.

Loved by users

Trusted by earners, agents, and operators

Real workflows, real relief. Here's what people say about settling USDT to INR with TetherPay.

I get paid in USDT for freelance work. TetherPay lets me pay my landlord in INR without the 3-day bank wire headache. The rate is locked the moment I confirm.
AM
Arjun Mehta
Freelance designer · Bengaluru
Featured in YourStoryTechCrunch Startup SpotlightInc42 Fintech to WatchProductHunt #2 of the day
Trust & security

Ledger-first. Human-verified. Fully auditable.

TetherPay is engineered so your balance can never be silently mutated. Every credit and debit is deliberate, manual where it matters, and traceable end-to-end.

Ledger-first balances

No direct balance mutations from the frontend. Every credit and debit flows through an append-only ledger with double-entry invariants.

Manual on-chain verification

Deposits and agent payouts are verified manually by operations on the blockchain before any ledger movement — no blind automation.

Rate locked at quote

The rate at order creation is snapshotted immutably. Market moves after you confirm do not change your USDT debit.

Auditable trail

Every state transition is recorded with actor, timestamp, and reason. Disputes and escalations are traceable end-to-end.

Single central wallet

One treasury address per network. Your balance is an internal ledger entry — never a hot wallet you must secure yourself.

Realtime notifications

Order status, deposit approvals, and settlements push to your dashboard and optional Telegram channel in real time.

Not a bank. Not an exchange. A settlement layer.

TetherPay does not hold INR deposits or execute trades. It coordinates verified USDT deposits and INR payments through a managed agent network. Regulatory clearances for any public-money launch require qualified Indian legal and compliance review.

System status

All systems operational

Live health of the TetherPay platform. No manual fake-green status — either real or 'checking'.

Checking…
Auto-refreshes every 30s90-day rolling window · 0 incidents
Referrals

Invite friends. Earn USDT when they pay.

One-level referral depth — earn a USDT reward the first time each referred customer completes a payment order. No MLM, no multi-tier gaming.

Your referral code

Share this code or link. You earn 1.00 USDT per qualifying referral.

TP-EARN-4F2A
https://tetherpay.fun/r/TP-EARN-4F2A

Your referral stats

Active
12
Friends invited
7
Qualified
7.00 USDT
Rewards earned
5
Pending
How rewards work
You earn 1.00 USDT the first time each referred customer completes a payment order. Rewards credit automatically to your available balance.

1-level referral depth only. Anti-fraud checks apply. Rewards subject to referral terms.

Rate alerts

Get notified when the rate moves

Set a threshold and we'll email you the moment INR/USDT crosses it. Never miss a good rate again.

Rate alert subscription

Current rate: ₹91.50 / USDT

Live

We'll only email you about rate alerts. Unsubscribe anytime.

Agent network

Turn your UPI liquidity into USDT earnings

Agents fulfil customer INR payments through their own UPI channel and get reimbursed in USDT plus a tier-based commission. Built-in partner rewards let you earn from agents you refer.

USDT base
Reimbursement
INR paid ÷ agent rate
1.50–2.00%
Commission
by tier
5%
Partner reward
on referral commissions
On-demand
Payouts
to your wallet
FAQ

Questions, answered honestly

If something here doesn't cover your case, reach out — we'd rather say 'we don't know yet' than overpromise.

No. TetherPay is a technical platform that lets you deposit USDT and create INR payment orders fulfilled through a verified agent network. It is not a bank and does not hold INR deposits. Regulatory clearances for any public-money launch require qualified Indian legal and compliance review.

Glossary

Decode the jargon

USDT, UPI, TRC-20, ledger, KYC — every term we use, explained in plain English. Search to filter.

USDT

Tether USD — a stablecoin pegged to the US dollar.

UPI

Unified Payments Interface — India’s instant bank-to-bank payment rail.

TRC-20

The token standard on the TRON network (lowest USDT fees).

ERC-20

The token standard on Ethereum (higher gas, highest security).

BEP-20

The token standard on BNB Smart Chain.

ledger

An append-only record of every credit and debit.

TX hash

A unique identifier for a blockchain transaction.

central wallet

A single treasury address per network that receives all deposits.

quote

A rate-locked price for an INR payment order.

settlement

Reimbursing an agent in USDT after they fulfil an INR payment.

commission

A percentage agent earns on each fulfilled INR payment.

KYC

Know Your Customer — identity verification.

TDS

Tax Deducted at Source — Indian tax withholding.

VDA

Virtual Digital Asset — the legal term for crypto in India.

UTR

Unique Transaction Reference — a bank/UPI transaction ID.

Resources

Guides, engineering notes & product thinking

Learn how TetherPay works under the hood, and how to get the most out of USDT-to-INR settlements.

View all

Join the launch list

Be the first to know when TetherPay opens in your region. No spam — just product updates and rate alerts.

Talk to us

Sales, support, partnerships — we reply within 24h.

Prefer email? support@tetherpay.fun